Their colleagues

The security team

The IT department

The CFO

Offering or accepting something of value in exchange for favorable action

Sharing information with colleagues

Intentional destruction of records

The theft of PPS property

Misrepresenting facts during the application process

Accurately reporting losses on an insurance claim

Filing multiple claims for the same single incident

Exaggerating a legitimate claim

Conduct audits only once every five years

Avoid any disciplinary actions in cases of fraud

Encourage employees to change personal account details

Verify all changes to member accounts

Recording evidence of suspicious behavior

Destroying documents to avoid further investigation

Suspending the suspect and securing assets

Restricting the suspect’s access to company resources

You are required to report fraud using your personal identity for all reports.

Fraud reports can only be made in person at a PPS office.

The tip-off hotline is managed by Deloitte, and only the Group Executive Legal and Compliance team receives the reports.

The hotline and email addresses are not anonymous and require personal identification.

To increase employee workloads

To develop IT skills

To improve sales performance

To protect PPS from financial losses and unethical behavior

Report it to other colleagues without informing management

Create new procedures themselves

Ignore the weakness if it is minor

Report it to their manager or the Fraud Committee

Report directly to their supervisor

Investigate the matter themselves

Ignore it if it seems unimportant

Use a designated hotline or email

Reporting an error to a supervisor

Honest mistake in data entry

Following all PPS procedures

Intentional misrepresentation for personal gain