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27. Adverse selection arises when:
47. NI structure (8% then 2%) is:
The Lifetime ISA allows a maximum annual contribution of £4,000 with a 25% bonus. Over 10 years of full contributions, government bonus totals:
4. Student loan (Plan 5) repayment threshold 2025/26:
28. Life assurance lasting for a fixed term:
39. Bonds are best described as:
A young driver installs a telematics (“black box”) device. This mainly reduces: