A quarterly loan with an annual periodic rate of 8% has a lower effective rate than a monthly loan with an annual periodic rate of 8%

An in fine loan is riskier for the lender than a loan with even repayment of principal + interests

The financial leverage uses the gearing factor i.e. Net Debt / Enterprise Value

For a lender, a 4 years bonds with even quarterly repayments is riskier than a 4 years bond with bullet repayment

In a stock market, price per share equals to total equity divided by the number of shares