What is the full academic reference for the article using correct Harvard, Oxford or APA referencing?

What is the date of your post in the Learning Community Forums in day/month/year format?

You would like to save up for a deposit of $30,000 to buy a home in exactly 8 years. You can invest your savings at an interest rate of 6.5% per year (compounded yearly). Calculate the amount that you must save at the end of each year for the next 8 years to have enough savings for this deposit (to the nearest dollar).

You would like to start saving for an overseas holiday. You can afford to save $1,000 per year from your casual work (with the first amount to be invested in exactly 1 year). You plan to go on the holiday in exactly 4 years. The interest rate on your savings account is expected to be 4.1% per year (compounded yearly). Calculate how much you can expect to spend on your holiday in 4 years (to the nearest dollar). Please do not include dollar signs or commas in your answer.

You would like to buy a new car for $15,000 in exactly 3 years. The interest rate on your savings account is expected to be 4% per year (compounded yearly). You already have enough funds to buy this car now. However, how much would you actually need to set aside now to buy the car in 3 years (to the nearest dollar)?

You have just created a retirement savings account for your newborn baby with an initial investment of $5,000. You expect it to exhibit an average expected return of 6% per year (compounded yearly). How much would you expect to be in that account by the time that child retires at age 67 if no additional investments are made (to the nearest dollar)?

Which of the following statements about ‘Nominal and Real Rates of Return’ covered in the lecture are TRUE:

1. The nominal rate of return is just the actual rate of return received on an investment. The nominal rate of return can be decomposed into returns generated through changes in price and returns generated from income (such as interest, rent or dividends).
2. If the expected real rate of return on an investment is expected to be 4% per annum over the long-run and inflation increases from 2% to 3% per annum, the expected long-run nominal rate of return would be expected to increase from 6% to 7% per annum.

Which of the following statements is LEAST consistent with the forms of human bias in decision-making covered in the lecture material on ‘Human bias and money happiness’?

Which of the following is LEAST likely to explain the ‘Hedonic Treadmill’:

Which

of the following statements about ‘Money and Happiness’ covered in the lecture

are TRUE:

1. The

   positive and curved relationship between income and life-satisfaction is

   consistent with the idea that each additional dollar provides less happiness

   than the previous dollar.

2. Whether

   people in a country think that others are constantly trying to take advantage

   of them (‘rip them off’) affects average levels of life satisfaction.