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Risk management (KGNB_NETA002)
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We speak of normal subjective risk when the actor has recognized and assessed their subjective risk. Recognition and assessment enable risk management, particularly through the application of preventive measures.
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Property risks exist only in an indirect form.
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In symmetric risk perception, both positive and negative deviations from the target outcome play a significant role.
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Moral and immoral factors lead to the same type of risk.
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The moral factor belongs to the category of subjective risk components.
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Symmetric risk perception is characteristic and dominant in continental business logic.
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According to literature, risks that affect only one dimension of security are classified as low risks.
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Asymmetric risk perception is characteristic and dominant in continental business logic.
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If both the frequency and expected magnitude of loss are high, the risk should be avoided, meaning the activity associated with the risk should be discontinued.
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The insurer's objective risk arises from the objective components of the insured risks.
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