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Which of the following best describes the concept of a secure e-commerce environment?
A system that relies solely on easily memorable passwords for user authentication
An online platform that allows unrestricted access to customer data for marketing purposes
An environment that protects customer and business data using technologies like SSL/TLS encryption and secure payment gateways
A system where transaction verification primarily relies on physical signatures and paper-based records
An e-commerce platform that avoids collecting personal information to minimize security risks
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