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You are given the following information:
| Loans to corporates | 48 |
| Fees paid (by customers) | 9 |
| Loans to households | 47 |
| Repayments | 26 |
| Interest income | 13 |
| Corporate deposits | 27 |
| Interest expenses | 12 |
| Prepayments | 25 |
| Loans to other financial institutions | 15 |
| Retail deposits | 50 |
The net profit of the bank, assuming a tax rate of 35 %, is closest to: