Read the passage and fill in the appropriate word in the gap:

Everyone truly needs to be careful in these days of increasing _1___ crimes. I got a mail the other day, asking me to __2__ my banking app. The sender promised I would be able to have access to my 3___interests once the process was completed. On a second thought, I decided to speak with my sister who is a banker first. She told me if I had carried out the action, I would have made the criminal a _4___ who would have access to all my lifetime ___5__.

Choose from the options below, the word that best fits into number 5.