You have a 7-year

loan of $400,000. The interest rate is 4 percent per year, and the loan calls

for equal total annual payments. How much total interest is paid in the fifth year?

Give the answer in

thousands of dollars without decimal places, rounding to the nearest thousand

(e.g., if the answer would be $54,790.34, give 55; or if the answer would be $54,392.28,

give 54).