Julie lives in the country of Snowland. She has:

• a full-time job earning a gross salary of $42,000 per year;
• $30,000 in a 1 year term deposit that will earn interest at the rate of 4% per year; and
• study expenses of $1,000 per year that are an allowable deduction.

What is her assessable income (to the nearest dollar)? Please do not include dollar signs or commas in your answer.