Malayan Banking Berhad (Maybank), established in 1960, is the largest bank in Malaysia and one of the leading financial services providers in Southeast Asia. The table below provides the Average Total Assets, Average Total Equity, Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) for Maybank for the years 2021 to 2024.

Based on the computed percentage change in

Net Interest Margin (NIM) between 2021 and 2024 for Affin Bank Berhad, compare it with the percentage change for its competitor, Maybank. State

which bank recorded the greater improvement (less severe decline) in NIM over the period.

Instructions: You MUST only type AFFIN or MAYBANK, and it must be in all capital letters.

DO

NOT