Bob and Jill look at each other and say ... "What if we want the $100,000 at the beginning of the year instead of at the end? Can you calculate how much we'll need instead?"

You make an adjustment to your calculations and inform them of the new balance needed.

Enter your answer as to 2 decimal places, without any $ or ,

e.g. if you answer is $2,888,888.1212 it is to be entered as 2888888.12