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Which of the following statements best describes the factors that should be cons...

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Which of the following statements best describes the factors that should be considered when developing a personal financial plan? 

               i.    Changes in the economy such as when interest rates rise

              ii.    Regulatory changes such as a new tax system for trust unit distributions

              iii.   Internal factors such as a new job or change in family structure

              iv.    Competitive behavior such as having a better car than the neighbors

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