During Ramadan month, Amanah Insurance launched its annual product called “Mudik Insurance”. This product covered the cost of accidents during Ramadan month. Based on the company's research, among a random sample of 2,000 cars, 48 cars have an accident during the Ramadan month and will claim its insurance. What is the probability that there are no cars or no one will claim the insurance? (assume it follows poisson distribution)

(Notes: use 4 digits after decimal point)