Lebo and Elsie are involved in an
accident and Lebo’s car is damaged. Elsie accepts that she has been negligent.
Lebo lodges a claim with her insurer, Stanza Insurance, and Elsie receives a
letter from Stanza Insurance confirming that Lebo’s claim would be settled
subject to subrogation.

Which ONE of the following statements is CORRECT ?

Question

Lebo and Elsie are involved in an
accident and Lebo’s car is damaged. Elsie accepts that she has been negligent.
Lebo lodges a claim with her insurer, Stanza Insurance, and Elsie receives a
letter from Stanza Insurance confirming that Lebo’s claim would be settled
subject to subrogation.

Which  ONE  of the following statements is  CORRECT ?

Accepted Answer

Stanza Insurance may compensate Lebo in
full for the damage caused to her car and then claim against Elsie in Lebo’s
name.

Answer

Stanza Insurance has the right to claim from Elsie who caused the damage
to Lebo’s car but may not compensate Lebo for her loss unless their claim
against Elsie is successful.

Answer

Lebo has the right to claim compensation from both Elsie’s insurer and her
own insurer, Stanza Insurance.

Answer

If Lebo is insured with more than one insurer, she may claim her total
loss from each of her insurers.

Crowdly

Lebo and Elsie are involved in an accident and Lebo’s car is damaged. Elsie acc...

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