Part

4: Financial Institution (Bank) Capital Adequacy Management –

The financial institutions (e.g.,

commercial banks) are required to adhere to four general principles of bank

management (i.e., liquidity, asset, liability, and capital adequacy

management). In terms of capital adequacy management, the Basel Accords I, II,

and III were developed by the Basel Committee on Banking Supervision (BCBS) to

ensure that banks hold enough capital to meet their financial obligations and

survive in financial and economic distress. Singapore is one of the countries

that have adopted the Basel Accord.

The table below presents the Total Common Equity Tier 1 (CET1) Capital,

Total Tier

1 Capital, Total Capital, Risk-Weighted Assets (RWA), CET1 Capital Ratio, Tier 1 Capital Ratio, and Total Capital Ratio for DBS Group Holdings Ltd for the years 2020 and

2021. Your task is to use the downloaded annual report to extract the

corresponding financial data for the years 2022 and 2023 from the capital

management and planning section of the annual report.

What is the

Total Common Equity

Tier 1 (CET1) Capital

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above.