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What is the weakest point of fixed amount deductible?

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What is the weakest point of fixed amount deductible?

It does not prevent the handling of small claims

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It does not help to decrease the insurance premium

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It does not help to lower the claim amount in case of a loss event for small claims

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It does not help to lower the probability of claim occurrence

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It does not help to lower the claim amount in case of a loss event for big claims

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