If the creditor sells the property to discharge the debt, the debtor is entitled to the excess income of the sale.

If the debtor is unable to repay the debt, the creditor can sell the property and use the proceeds of the sale to discharge the debt.

Agreements related to real securities traditionally involve the debtor and creditor as parties, without the involvement of any third parties.

In terms of the principles governing real securities, the creditor becomes the owner of the thing provided in surety if the debtor cannot repay the loan.