According to the sources, why are smart cards considered better protected from misuse compared to conventional credit, charge, and debit cards?

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Because smart cards always require a PIN for every transaction, unlike other cards

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Because smart cards do not store any sensitive cardholder information

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Because the information stored on the smart card is encrypted, offering better protection from misuse

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Because smart cards have a higher spending limit, making them less attractive to fraudsters

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Because smart cards are not accepted for online transactions, reducing the risk of fraud

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