To

accurately assess a bank’s performance, it is important to compare it with its

competitors, as this provides a clearer understanding of its market position,

efficiency, and profitability relative to industry peers.

Malayan Banking Berhad (Maybank), established in 1960, is the largest bank in Malaysia and one of the leading financial services providers in Southeast Asia. The table below provides the Average Total Assets, Average Total Equity, Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) for Maybank for the years 2021 to 2024.

Based on the computed percentage change in

Return on Asset (ROA) between 2021 and 2024 for Affin Bank Berhad, compare it with the percentage change for its competitor, Maybank. State

which bank recorded the greater improvement in ROA over the period.

Instructions: You MUST only type AFFIN or MAYBANK, and it must be in all capital letters.

DO

NOT