TASK 3. Match the words to make phrases.

6. I am afraid he is taking / will take / is going to take a loan since he is going to Italy next week.

4. He can’t control himself. If he don’t ditch / doesn’t ditch / isn’t ditch this habit, he will be broke.

3. He can waste a fortune buy / to buy / buying new games for PC and eating out.

7. He didn’t waste / hadn’t waste / hadn’t wasted so much money before he graduated from university.

5. He promises he is sticking / will stick / is going to stick to the budget next month.

2. But after some time he appeared to be / be / being a spender.

8. And now he is always borrowing / is always going to borrow / will always borrow money for new stuff!

TASK 1. Open the brackets and put the verb into the correct form.

1. He come / came / comes across as a sensible person when I first met him.

TASK 2. Listen to the audio and write a dictation.