£85,000

£150,000

£100,000

£170,000

£5,200

£6,000

£5,624

£5,312

Deposit

Dividend

Bonus

Premium

Tax-free lump sum only

Fixed pension based on service/salary

Self-invested plan

Variable income from fund performance

You pay only interest

It never repays principal

You repay capital plus interest each month

It’s for buy-to-let only

Years for money to double

Interest rate charged

Tax payable on savings

Loan repayment period

Taking a short-term loan

Keeping cash under the mattress

Investing in shares or inflation-linked bonds

Investing in fixed-rate deposits

Only to current accounts

To all your accounts at one bank brand

Separately to every account you hold

Per institution (group), not per account

40 years

20 years

50 years

30 years

To cover unexpected expenses

To plan for savings goals

To ensure expenditure ≤ income

To track investments