$38.53

$26.00

$25.54

$22.00

have your existing will notarized in the new province.

prepare a new letter of last instruction.

prepare a codicil.

prepare a new will.

800

816

Unknown

784

increases the death benefit if the insured becomes disabled.

waives the death benefit if the insured becomes disabled.

allows the insured to stop paying premiums if they become permanently disabled.

refunds all premiums paid if the policy is cancelled.

They should each have a policy for $475 000.

None because their net worth is $950 000.

They should each have a policy for $356 000.

They should each have a policy for $335 000.

increases.

is variable.

declines.

is fixed.

the premiums are not predictable.

the face value of the policy can change over time.

the cash value is not available to policy owners.

the premiums are higher than for term policies.

It reimburses specific expenses if you need assistance with everyday tasks of daily living.

It provides a lump sum payment if you are diagnosed with an illness specified in the insurance contract

It provides an income if you need assistance with the everyday tasks of daily living.

It only covers costs if someone needs to be placed in a long-term care facility.

Physiotherapy

Diagnostic services

Medical treatment

Pain medication dispensed at hospital

You only need to buy it if you have possessions of considerable value.

It covers only your own property, not the property of your landlord.

Because premiums are low, most people who need it have renter's insurance.

It will not cover you if a visitor sues you for an injury received in your apartment.