Consider the following five people and businesses:

I. Angela injured herself at work and is no longer working. The government pays her a fixed dollar amount in disability benefits each week.

II. Arti has a just bought a house. She paid for the house by taking out a large mortgage.

III. Farmer’s Bank has given out large loans to dairy farmers.

IV. Christian is saving money to buy a house.

V. Yi is a retired gardener who has a pension that adjust with inflation. For example, her pension rises with inflation and falls with deflation. 

Which of the following statements is true?