The client provides transport services for tourists across Southern Africa. The client wants to know whether the passenger liability cover is necessary to obtain bearing in mind that the main source of compensation is now the Road Accident Fund. What advice would you provide to the client?

Question

Answer

The client does not need passenger liability cover since the passengers may arrange personal accident cover on their own.

Answer

It is necessary, as the buses operate across borders, where the RAF would not apply.

Answer

It is unnecessary to take out the cover, as the RAF does not limit a passenger’s common law of rights to claim the compensation.

Answer

It is unnecessary to take out the cover, as the RAF severely limits a passenger’s common law of rights to claim the compensation.

Crowdly

The client provides transport services for tourists across Southern Africa. The ...

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