The anual income of single adults without a university degree in Canada is normally distributed with a mean of $35,000 and a standard deviation of $10,000. The average rent of a 1-bedroom condo in the Lower Mainland is about $1,500 a month. In addition the average cost of utilities (Internet, Heat, Hydro) is about $300 a month. What proportion of single individual will not be able to afford their rent and utilities?