Your ethnic origins can play a role in your net worth.

What might be the consequences of a low fiancial literacy ?

Only Black communities are impacted by lack of access to capital.

Financial literacy is a tool for social justice.

In the context of the article, which word is closest in meaning to the word "crumble" (§4) ?

Who created what ?

"We are living in a time where one's zip code can

have more to do with his or her life outcomes than his or her dream or work

ethic." (§1). What does this mean ?

Financial education can help bridge the gap between rich and poor.

Find in §3 a word which means "gap".

Find in §3 a word which means "to highlight".