The replacement

demonstrates that changing one word reverses this model's prediction.

The replacement establishes that “pleasantly”

has a positive causal effect on sentiment.

The replacement demonstrates that “slow”

determines the original negative prediction.

The replacement confirms that “painfully” has

the highest global importance.

The counterfactual is invalid because income

remains below the original threshold.

The counterfactual is valid because the credit

score crosses the decision threshold.

The counterfactual is valid because the credit

score follows a different decision path.

The counterfactual is

invalid because the predicted outcome remains unchanged.