What is the adjusted Risk-Weighted Assets (RWA) for the

year 2023?

Instructions: 

Once you

have computed the requested financial variable, enter the value in the

blank space below, following the format shown in the table above. You

What is the Risk-Weighted Assets (RWA) for the year 2022?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the Total Capital for the year 2022?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the Risk-Weighted Assets (RWA) for the year 2023?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the Total Capital for the year 2023?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the Total Tier 1 Capital for the year 2022?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the

Total Common Equity

Tier 1 (CET1) Capital 

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

What is the Total Tier 1 Capital for the year 2023?

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

Part

4: Financial Institution (Bank) Capital Adequacy Management –

The financial institutions (e.g.,

commercial banks) are required to adhere to four general principles of bank

management (i.e., liquidity, asset, liability, and capital adequacy

management). In terms of capital adequacy management, the Basel Accords I, II,

and III were developed by the Basel Committee on Banking Supervision (BCBS) to

ensure that banks hold enough capital to meet their financial obligations and

survive in financial and economic distress. Singapore is one of the countries

that have adopted the Basel Accord.

The table below presents the Total Common Equity Tier 1 (CET1) Capital,

Total Tier

1 Capital, Total Capital, Risk-Weighted Assets (RWA), CET1 Capital Ratio, Tier 1 Capital Ratio, and Total Capital Ratio for DBS Group Holdings Ltd for the years 2020 and

2021. Your task is to use the downloaded annual report to extract the

corresponding financial data for the years 2022 and 2023 from the capital

management and planning section of the annual report.

What is the

Total Common Equity

Tier 1 (CET1) Capital

Instructions: 

Once you

have identified the requested financial variable value, enter it in the

blank space below, following the format shown in the table above. 

The Oversea-Chinese Banking Corporation Limited (OCBC) was established in 1932, and is one of the oldest financial institutions in Singapore. The table below provides the Average Total Assets, Average Total Equity, Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) for OCBC for the years 2020 to 2023.

Based on the computed percentage change between 2020 and 2023 for DBS Group Holdings Ltd, compare the percentage change in Net Interest Margin (NIM) with that of its competitor, OCBC. Indicate whether the percentage change in NIM for DBS is HIGHER or LOWER than that of OCBC.

Instructions: You MUST only type

HIGHER

or LOWER