To

accurately assess a bank’s performance, it is important to compare it with its

competitors, as this provides a clearer understanding of its market position,

efficiency, and profitability relative to industry peers.

Malayan Banking Berhad (Maybank), established in 1960, is the largest bank in Malaysia and one of the leading financial services providers in Southeast Asia. The table below provides the Average Total Assets, Average Total Equity, Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) for Maybank for the years 2021 to 2024.

Based on the computed percentage change in

Return on Asset (ROA) between 2021 and 2024 for Affin Bank Berhad, compare it with the percentage change for its competitor, Maybank. State

which bank recorded the greater improvement in ROA over the period.

Instructions: You MUST only type AFFIN or MAYBANK, and it must be in all capital letters.

DO

NOT 

What

is the percentage change of the Net Interest Margin (NIM) between 2021 and 2024?

Instructions: You should calculate the percentage change using the exact values (rounded to two decimal places) you entered and the screenshots provided in Part 1 and/or Part 2. Once you have computed the percentage change for the requested financial variable or ratio, you MUST round it to two decimal places. Then, enter the value in the blank space below. DO NOT include the percentage sign (%) and DO NOT add spaces between the digits or signs. For example, if the calculated value is 10.555777%, then enter it as 10.56; if the calculated value is -10.555777%, then enter it as -10.56.

What

is the percentage change of the Return on Equity (ROE) between 2021 and 2024?

Instructions: You should calculate the percentage change using the exact values (rounded to two decimal places) you entered and the screenshots provided in Part 1 and/or Part 2. Once you have computed the percentage change for the requested financial variable or ratio, you MUST round it to two decimal places. Then, enter the value in the blank space below. DO NOT include the percentage sign (%) and DO NOT add spaces between the digits or signs. For example, if the calculated value is 10.555777%, then enter it as 10.56; if the calculated value is -10.555777%, then enter it as -10.56.

Based

on the computed percentage changes in Return on Assets (ROA), Return on Equity

(ROE), and Net Interest Margin (NIM) for Affin Bank Berhad between 2021 and 2024, which of these financial ratios showed the least decrease?

Instructions: You MUST enter only the acronym

of the financial ratio

with the least decrease. For example,

What

is the percentage change of the Total Assets between 2021 and 2024?

Instructions: You should calculate the percentage change using the exact values you entered and the screenshots provided in Part 1 and/or Part 2. Once you have computed the percentage change for the requested financial variable or ratio, you MUST round it to two decimal places. Then, enter the value in the blank space below. DO NOT include the percentage sign (%) and DO NOT add spaces between the digits or signs. For example, if the calculated value is 10.555777%, then enter it as 10.56; if the calculated value is -10.555777%, then enter it as -10.56.

What

is the percentage change of the Return on Assets (ROA) between 2021 and 2024?

Instructions:

You

should calculate the percentage change using the exact values (rounded to two

decimal places) you entered and the screenshots provided in Part 1 and/or Part 2.

Part 3: Financial Institution (Bank) Performance –

Financial Variable and Ratio Analysis 

To analyze financial variables and ratios effectively,

you can compute percentage changes between years to determine whether they

have increased or decreased over time. Tracking these changes helps

identify trends, assess financial performance, and detect potential issues or

improvements in a bank’s financial health. Using the values extracted and calculated, along with the tables and information provided in Part 1 and Part 2, compute the percentage changes for the

requested variables or ratios to gain insights into their trends over time.

What

is the percentage change of the Net Profit between 2021 and 2024?

Instructions: You should calculate the percentage change using the exact values you entered and the screenshots provided in Part 1 and/or Part 2. Once you have computed the percentage change for the requested financial variable or ratio, you MUST round it to two decimal places. Then, enter the value in the blank space below. DO NOT include the percentage sign (%) and DO NOT add spaces between the digits or signs. For example, if the calculated value is 10.555777%, then enter it as 10.56; if the calculated value is -10.555777%, then enter it as -10.56.

After adjusting the Risk-Weighted Assets (RWA), did Affin Bank Berhad consistently meet the Basel III capital requirement for the Total Capital Ratio during the period 2021 to 2024?

Instructions: You MUST only type YES or NO, and it must be in all capital letters. DO NOT include any symbols or quotation marks (" ").

Using the adjusted Risk-Weighted Assets (RWA), compute

and report the

Instructions

:

Once you have computed the requested capital ratio, you 

Using the adjusted Risk-Weighted Assets (RWA), compute

and report the

Instructions

:

Once you have computed the requested capital ratio, you