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A bank has a profit margin of 5 percent, an asset utilization ratio of 11 perce...

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A bank has a profit margin of 5 percent, an asset utilization ratio of 11 percent, a target capital ratio of 8.33 percent, and a dividend payout ratio of 60 percent. 

Hint: ROA = Profit Margin X Asset Utilisation Ratio

What is this bank's Internal Capital Generation Rate? (NOTE: By default, the unit of the answer is %. The answer must be input with two (2) decimal places, i.e. if the answer is 12%, please input 12.00)

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