No

Yes

Allow sending money abroad only

Allow sending money only to accounts within the same bank

None of the others

Allow sending money only to accounts in other banks

Allow sending money to other accounts

One should stay with their bank's quote

One should decide quickly to get the best price

One should look at the premiums only

One should compare several options

True

False

The month the car is bought

Whether there is a loan associated

None of the above

The age of the driver

All of the above

To reduce monthly payments or secure a lower interest rate

To eliminate the need for a down payment

To increase the loan amount for spending

To extend the loan term indefinitely

Employment history

None of the above

Credit score

Marital status

Debt-to-income ratio

Protection from interest rate fluctuations

All of the above

No prepayment penalties

Easier approval process

Lower initial interest rates

True

False

Personal loan

All of the above

Auto loan

Home equity loan